Welcome to the Information Website for the Target Debit Card Settlement.

If You Had a Target Debit Card and Paid a Return Payment Fee, You May Be Eligible for a Payment or Debt Reduction from a Class Action Settlement.

A settlement has been reached in a class action lawsuit alleging that Target deceptively marketed its Target Debit Card (“TDC”) and breached consumer agreements in the way it processed TDC Transactions and assessed Returned Payment Fees (“RPFs”). The RPFs were assessed when the bank account the consumer chose to link to his or her TDC did not have sufficient funds to cover a TDC Transaction and the bank returned the transaction to Target unpaid. Target maintains that there was nothing wrong with its marketing of the TDC and that it complied, at all times, with applicable laws and regulations and the terms of its agreements with its customers.

Class Members may be entitled to either an automatic payment or an automatic reduction of any outstanding balance on their TDC account. As part of the Settlement, Target has also agreed to several business practice changes related to TDC Transactions.

The Settlement Class includes all TDC holders in the United States who, between June 29, 2012 and December 2, 2019, incurred at least one RPF in connection with their TDC that was not refunded or waived.

Your legal rights are affected whether you act or don’t act. Read the Frequently Asked Questions carefully.

Summary of Your Legal Rights and Options in This Settlement
Participate in the Settlement (Do Nothing)

You are entitled under the Settlement to a Settlement Class Member Cash Payment or Debt Reduction Payment. You do not have to do anything to receive your Settlement Class Member Cash Payment or Debt Reduction Payment. If you remained in the Settlement Class and are entitled to receive a payment or debt reduction, you will automatically receive a Settlement Class Member Cash Payment by check or Debt Reduction Payment and will give up your right to bring your own lawsuit against Target about the claims in this case.

All Settlement Class Members will benefit from the business practice changes to which Target has agreed.

Exclude Yourself from the Settlement If you excluded yourself by April 17, 2020, you will receive no benefit from the Settlement. This is the only option that allows you to retain your right to bring any other lawsuit against Target about the claims in this case.
Object The deadline to object to the Settlement expired on April 17, 2020.
Go to the Final Approval Hearing The Court issued its Final Approval Order on October 26, 2020.

These rights and options — and the deadlines to exercise them — are explained on this website.